A Chain Bridge Bank Home Equity Loan allows you to access the equity in your home without costly fees or expenses.

Effective November 1, 2008. Chain Bridge Bank, N.A. offers fixed home equity loans (closed-end). A 15 year loan with a interest rate of 7.25% APR, LTV ≤ 80%, a 15 year term, and a 15 year amortization would have monthly payments of $9.13 per thousand dollars borrowed for the full term of the loan. A 10 year loan with a interest rate of 6.75% APR, LTV ≤ 80%, a 10 year term, and a 10 year amortization would have monthly payments of $11.49 per thousand dollars borrowed for the full term of the loan. Rates are subject to change and require automatic payment from a checking account at the Bank. Non-discounted rates are available. Loans and 80% financing are subject to credit approval. The minimum loan amount is $25,000 with a maximum loan amount of $250,000 without additional underwriting is available. Loans that are paid off and closed within thirty (36) months may require the reimbursement of the actual closing costs up to a maximum reimbursement of $250. All loans are subject to credit approval. Adequate property insurance is required. Title and flood insurance are required where necessary. 

Access the equity in your home with a Chain Bridge Bank Home Equity Line of Credit (HELOC).

Effective November 1, 2008. The Annual Percentage Rate (APR) is based on the Wall Street Journal Prime (WSJP) Rate (4.00% as of 10/31/08) plus or minus a margin and will vary each month with WSJP Rate, but will not go below 5% or exceed 18%. For all lines of credit, the following examples apply: For line amounts of $50,000, based on a LTV of 80%, a $25,000 outstanding balance, and the current index, an APR of 5.50% would apply. The minimum monthly payment would be $116.78. The monthly payment for a fully advanced $50,000 line of credit is $233.56. This payment example assumes full utilization of the line with an interest only payment at an APR of 5.50%. If interest-only payments are made monthly, a balloon payment of the outstanding principal balance plus all accrued interest and unpaid fees will be due in full at the end of the term. The minimum line amount is $25,000, with a minimum initial advance of $25,000 to obtain to the closing cost credit. The maximum line amount without additional underwriting is $250,000, with an initial advance of $50,000. Rates are subject to change and require automatic payment from a checking account at the Bank. Non-discounted rates are available. Lines of credit that are paid off and closed within thirty (36) months may require reimbursement of the actual closing costs up to a maximum reimbursement of $1,000. All loans are subject to credit approval. Finance charges for credit advances under the credit line will begin to accrue on the date credit advances are posted to your credit line. Adequate property insurance is required. Title and flood insurance are required where necessary. Subject collateral must be borrower’s primary residence and must be located within the Washington Metropolitan area.

Want access to money when you need it? Chain Bridge Bank has an Executive Line of Credit (ELOC) that allows you to access funds quickly without compromise. Flexible repayment and easy access gives you the ability to borrow and repay on your terms, while knowing you are borrowing at a competitive interest rate.

The Annual Percentage Rate (APR) is based on The Wall Street Journal Prime Rate (4.00% as of 10/31/08) plus or minus a margin and will vary with the Prime Rate, but will not go below 5% or exceed 18%. For all lines of credit, the following examples apply: For line amounts of $25,000, based on a $10,000 outstanding balance and the current index, a 6.00% APR could apply. The minimum monthly payment would be $50.96. The monthly payment amount for a $25,000 line of credit is $127.40. This example assumes full utilization of the line with an interest only payment at an APR of 6.00%. If interest-only payments are made monthly, a balloon payment of the outstanding principal balance plus all accrued interest and unpaid fees will be due in full at the end of the term. Rates are subject to change and required automatic payment from a checking account at the Bank. Non-discounted rates are available. Finance charges for credit advances under the credit line will begin to accrue on the date credit advances are posted to your credit line.

Drive home in your new or previously owned automobile by financing it with a Chain Bridge Bank Automobile Loan. Our loan allows you to get behind the wheel with a fast and easy application. Flexible repayment terms will match your cash flow. Our competitive rates will make it easier to afford your newly purchased automobile. 

Effective November 1, 2008, Chain Bridge Bank, N.A. offers fixed automobile loan rates for new and used automobiles. A 36-month loan with a 6.50% fixed APR would have monthly payments of $30.65 per thousand dollars borrowed. A 48-month loan with a 6.75% fixed APR would have monthly payments of $23.83 per thousand dollars borrowed. A 60-month loan with a 6.90% fixed APR would have monthly payments of $19.76 per thousand dollars borrowed. Rates quoted in this example are for new automobiles. Rates are subject to change and reflect a discount for automatic payment from a checking account at the Bank. Non-discounted rates are available. Loans and 100% financing are subject to credit approval. Evidence of insurance is required.

A Chain Bridge Bank Personal Installment Loan allows you to access your good credit for big events or unforeseen borrowing needs. 

Effective November 1, 2008. Chain Bridge Bank, N.A. offers fixed personal installment loan rates. A 36-month loan with a 12.00% fixed APR would have monthly payments of $33.21 per thousand dollars borrowed. Rates are subject to change and reflect a discount for automatic payment from a checking account at the Bank. Non-discounted rates are available. Loans are subject to credit approval.

A Chain Bridge Bank Overdraft Protection line will help you cover your deposit account for unplanned expenses.  The overdraft protection kicks in automatically to pay items up to your approved credit limit. 

Effective November 1, 2008. The Annual Percentage Rate (APR) is 17.00%. For all lines of credit, the following examples apply: For line amounts of $5,000, based on a $1,000 outstanding balance and the current 17.00% APR would apply. The minimum monthly payment would be $14.44. The monthly payment amount for a $5,000 line of credit is $72.19. This payment example assumes full utilization of the line with an interest only payment at an APR of 17%. If interest-only payments are made monthly, a balloon payment of the outstanding principal balance plus all accrued interest and unpaid fees will be due upon closing of the deposit account associated with the line. Rates are subject to change and require automatic payment from a checking account at the Bank. Finance charges for credit advances under the credit line will begin to accrue on the date credit advances are posted to your credit line.