Interest Rates current as of January 7, 2009
Click on the links below to find out more about each Account’s Interest Rates
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| Mortgage and Home Equity |
Mortgage and Home Equity
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Mortgage and Home Equity Loan Rate Sheet
| Loan Type |
Loan Amount |
Term |
Rate Description |
Annual Percentage Rate |
| Residential Mortgage Loans* |
Conforming with up to 80% LTV |
|
|
|
1st Trust Mortgage |
Up to $2.0 million |
5 Yr. Term; 15 or 30 Yr. Amt. |
5 Yr. Fixed |
Call for Quote |
| Home Equity Line of Credit** |
|
|
|
|
|
$25,000 to $99,999 |
10 Years |
WSJP + 1.00% |
5.00% |
|
$100,000 to $250,000 |
10 Years |
WSJP |
5.00% |
|
Above $250,000 |
10 Years |
Call for Rates |
Call for Rates |
| Home Equity Loans*** |
|
|
|
|
|
$25,000 to $250,000 |
5 Years; 15 Year Amt |
Fixed |
6.45% |
|
$25,000 to $250,000 |
10 Years; 15 Year Amt |
Fixed |
6.95% |
|
$25,000 to $250,000 |
15 Years; 15 Year Amt |
Fixed |
7.55% |
* All quotes assume No Points
** Open-End; Variable Interest Rate; CLTV < 80%; Wall Street Journal Prime (WSJP) is 3.25%,
Subject to a Floor of 5.00%
*** Closed-End; Fixed Rate; CLTV < 80%
|
| Personal Loans |
Personal Loans
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Personal Loan Rate Sheet
| Loan Type |
Loan Amount |
Loan Term |
Rate Description |
Annual Percentage Rate |
| Automobile Loans* |
|
|
|
|
Auto Loans (New) |
Minimum:$15,000 |
36 Months |
Fixed |
6.50% |
|
|
48 Months |
Fixed |
6.75% |
|
|
60 Months |
Fixed |
6.90% |
Auto Loans (Used) |
Minimum:$5,000 |
1-2 Years (Up to 60 Months) |
Fixed |
7.75% |
|
|
3+ Years (Up to 36 Months) |
Fixed |
8.50% |
| Executive Line of Credit** |
|
|
|
|
Executive Line |
Minimum: $10,000 |
Demand |
Wall Street Journal Prime + 0% to 5%, floating |
5.00% to 8.25% |
| Personal Installment Loans* |
|
|
|
|
Unsecured |
Minimum: $2,000 |
Up to 36 Months |
Fixed |
12.00% |
Secured by CD |
Minimum: $2,000 |
Up to Term of CD |
Fixed |
CD + 2.00% |
| Overdraft Protection |
|
|
|
|
Overdraft Protection |
$500 to $10,000 |
Demand |
Fixed |
17.00% |
* Fixed
** Open-End; Variable Interest Rate; WSJP is 3.25%, Subject to a Floor of 5.00%
Rates listed above reflect a 0.25% discount for automatic payment from a Chain Bridge Bank, N.A. deposit account.
Non-discounted rates are available. Rates are subject to change without notice and may vary based on credit.
The minimum APR will not go below 5% and the maximum APR will not exceed 18%.
All loans are subject to credit approval.
|
Information shown is based on current rates and is subject to change without
notice. Fees could reduce earnings on interest bearing accounts.
Member FDIC | Equal Housing Lender
