Superior asset quality and industry-leading levels of liquidity, risk-based capital and reserves characterize Chain Bridge Bank’s balance sheet. While most banks loan out substantially all of their deposits and then have to borrow the liquidity necessary to fund their operations, Chain Bridge Bank maintains a highly liquid balance sheet. The Bank has none of the regulatory risk factors that characterize most other banks. It has few equals in terms of safety and soundness metrics and is therefore the bank of choice for many large-scale depositors.
Chain Bridge Bank offers a full complement of commercial and personal deposit and loan products. Its residential mortgage division offers a range of standard and customized mortgage solutions, both for homeowners and for owners of investment properties.
The Bank’s unique ability to keep residential mortgages on its balance sheet gives it flexibility that most other lenders lack. More often than not, a Chain Bridge Bank mortgage is the sensible solution for “jumbo” borrowers, business owners and those who have complex sources of income.
The Bank plans to launch a Trust Department in the coming months that will provide wealth management and fiduciary services for corporations, non-profits and individuals. The core philosophy of the Trust Department will be to provide clients with the broadest possible diversification at the lowest possible cost. This new department will enable the Bank to more fully serve all of its clients’ financial needs.
Let us know if Chain Bridge Bank’s unique mission appeals to you. We would be delighted to serve you and to become your bridge to better banking.
Peter G. Fitzgerald
Chairman of the Board