Chain Bridge Bank, N.A. is a nationally chartered but privately held bank whose mission is to combine attentive personal service with leading-edge technology and a fortress balance sheet. The bank serves commercial, non-profit and individual clients nationwide and offers both traditional deposit, mortgage and loan services as well as wealth and investment management, financial planning and fiduciary services.
The Bank has always been an early adopter of emerging banking technologies such as branchless banking via remote deposit capture. As technology has increasingly redefined convenience in banking – from a physical concept to a digital concept – Chain Bridge Bank has redoubled its efforts to be a financial services technology leader. The Bank devotes significant resources to the deployment of new digital banking and payment options. The Bank’s personal and commercial desktop and mobile platforms are highly configurable software-as-service solutions that are among the best banking applications available today.
Superior asset quality and industry-leading levels of liquidity and risk-based capital characterize Chain Bridge Bank’s balance sheet. While many banks loan out substantially all of their deposits and then have to borrow the liquidity necessary to fund their operations, Chain Bridge Bank maintains a highly liquid balance sheet and takes less credit and liquidity risk than most other banks. It has few equals, large or small, in terms of its historic safety and soundness metrics and is therefore the bank of choice for many large-scale depositors.
The Bank’s residential mortgage division offers a range of standard and customized mortgage solutions, both for homeowners and for owners of investment properties. The Bank’s unique ability to keep residential mortgages on its balance sheet gives it flexibility that most other lenders lack. More often than not, a Chain Bridge Bank mortgage is the sensible solution for “jumbo” borrowers, business owners and those who have complex sources of income.
Chain Bridge’s Trust & Wealth department aims to provide clients with the broadest possible investment diversification at the lowest possible cost. Exercising fiduciary powers granted by the Comptroller of the Currency, Chain Bridge can serve not only as a discretionary asset manager, but also as professional trustee, executor, guardian, custodian or agent for trustee.
The most important part of Chain Bridge’s mission is to offer attentive personal service. Chain Bridge is able to do that by attracting and retaining exceptional team members who have an unwavering commitment to serving clients. As a result of their efforts, Chain Bridge has never needed a “marketing” or “sales” department and has always been able to grow by word-of-mouth referrals alone.
Let us know if Chain Bridge Bank, N.A.’s unique mission appeals to you. The Chain Bridge team would be delighted to serve you and to become your bridge to better banking.
Peter G. Fitzgerald
Chairman of the Board