Wealth Management 1

Chain Bridge Bank, N.A. offers a tailored approach for pursuing financial goals. Its wealth management services establish a comprehensive, personalized roadmap for each client’s financial future. Its wealth management professionals assist in identifying short-term and long-term objectives, assessing current financial status, and developing a strategy to achieve the goals. A Certified Financial Planner™ guides clients with the tools and insights necessary to stay on track. Chain Bridge Bank, N.A. offers a holistic, well-informed strategy for financial growth.

Investment Management
The investment approach of Chain Bridge Bank, N.A. is to pursue the broadest possible diversification at the lowest possible cost. Its professionals utilize index funds whenever possible to maximize diversification and minimize expenses. Factors such as a client's time horizon, risk tolerance, liquidity needs, and tax liabilities are carefully considered when developing the equity and fixed income composition of the portfolios.

Retirement and Cash Flow Planning
Planning a retirement requires meticulous strategy and discipline. Chain Bridge Bank, N.A., aims to help clients secure this by doing the work up front. This includes estimating retirement spending, projecting retirement income, strategizing savings, and managing investments for growth and income. Its professionals also help manage cash flows before and after retirement to provide the reassurance of a well-planned future.

Income Tax Planning
Managing taxes is crucial to retaining wealth. Chain Bridge Bank, N.A. works with clients to optimize tax deductions while developing a plan for tax-efficient withdrawals in retirement. Its professionals offer advice on tax-efficient investment strategies, tax implications of major life decisions, and opportunities to minimize tax liability within the legal framework. This proactive approach to tax planning benefits clients by potentially increasing net income and reducing the complexity of the tax process.

Estate Planning 
Preparing for the future involves considering how wealth will be distributed. Chain Bridge Bank, N.A., provides advice on matters such as wills, trusts, beneficiary designations, and powers of attorney. Its professionals work with the client’s estate attorney to create an estate plan that reflects financial goals, minimizes taxes, and ensures a smooth transfer of wealth. This process provides peace of mind for clients to know that their legacy is well-managed and loved ones cared for.

Insurance Planning
Ensuring protection against unexpected events is integral to comprehensive financial planning. The Chain Bridge Bank, N.A. professionals can recommend suitable insurance solutions that cover life, health, disability, long-term care, and property. Clients benefit from its objective advice and assistance in working with insurance representatives to secure the appropriate coverage.

[service charge schedule will go at the bottom]

Connect with Us

Gregory Smolen
Vice President

Trust & Wealth
Department Manager

Michelle Martinez
Vice President

Trust & Wealth
 Trust Officer

Richard Dunbar
Assistant Vice President
Trust & Wealth
 Operations Manager 

Investment products and services are:

Not a Deposit  ●  Not FDIC Insured  ●  May Lose Value  ●  Not Bank Guaranteed  ●  Not Insured by any Federal Government Agency

Chain Bridge Bank, N.A. offers investment products, which may include bank managed accounts and custody, as part of its trust and fiduciary services. Investment products, including but not limited to, stocks, bonds, mutual funds, and exchange traded funds are: not FDIC-insured; not a deposit or other obligation of, or guaranteed by, Chain Bridge Bank, N.A.; not guaranteed by any Government agency; and subject to investment risks, including possible loss of the principal amount invested.

Chain Bridge Bank, N.A. and employees do not provide tax, legal or accounting advice. Information presented on these web pages is not intended to provide, and should not be relied on for tax, legal and accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transaction.

Swipe for more
Washington DC Skyline with Memorial Bridge and Lincoln Memorial
curvy graphic