There have been increased reports across the nation of a theft scheme that involves hackers
stealing email addresses and sending fraudulent wire instructions to home buyers and
refinancers. As a prospective mortgage client, we want to raise your awareness of tactics
fraudsters use and share steps you can take to minimize your risk of becoming a victim. If you
send a wire to a fraudulent party, recovering the wire is almost impossible. YOUR MONEY WILL BE LOST.
Wire fraud emails are generally characterized by:
  • Email domains that are similar or an exact match to the real email address.
  • The email conveys a sense of urgency for the transfer.
  • The email references an unavailability for verbal confirmation or last-minute changes to original instructions.
Please follow these steps prior to processing any wire requests to either the title company, attorney, real estate broker or lender you are working with:
  1. You will need to confirm the ABA/routing number, swift code and the account number.
  2. Confirm requests for transfers of funds by calling the person that is requesting the wire. DO NOT use the phone number provided in the email request. Use the number you have on file or obtain the phone number from an independent third party source. Phone numbers can be found by searching the entity’s website or from your real estate agent.
  3. Contact the wire department of the bank sending the wire to confirm the request.
What to do if you are a victim:
  • Contact Chain Bridge Bank immediately upon discovering the fraudulent transfer: 703-748-2005.
  • Contact your local FBI office.
  • File a complaint at, the Internet Crime Complaint Center.