Community banking without compromise.

Deposit Rates

Interest Rates current as of February 6, 2012

 

 

Deposit Account Rate Sheet

Account Type1 Minimum Deposit to Open Minimum Balance to Earn APY2 Interest Rate Annual Percentage Rate
Checking1
 
 
 
 

 Single Source Checking1

  $100  $100,000 & Above  0.25%  0.25%
     $50,000 to $99,999  0.15%  0.15%
     $25,000 to $49,999  0.10%  0.10%
     $2,500 to $24,999  0.05%  0.05%
     Up to $2,499  0.05%  0.05%
 Money Market1
 (Variable Rate)
 
 
 

 Money Market1

  $100  $100,000 & Above 0.25%  0.25%
     $50,000 to $99,999  0.15%  0.15%
     $25,000 to $49,999  0.10%  0.10%
     $2,500 to $24,999  0.05%  0.05%
     Up to $2,499  0.05%  0.05%
 Statement Savings1
 
 
 
 

 Personal Savings1

  $100  $100,000 & Above  0.35%  0.35%
     $50,000 to $99,999  0.25%  0.25%
     $25,000 to $49,999  0.15%  0.15%
     $2,500 to $24,999  0.10%  0.10%
     Up to $2,499  0.10%  0.10%

 Kids Savings1

  $10  Up to $2,500  0.75%  0.75%
     $2,501 & Above  Personal Savings rate apply  
 Lawyer's Trust Account1
 (IOLTA)
 
 
 

 IOLTA1

  $100 Same as Savings    
Certificates of Deposit & Individual Retirement Accounts3
  (For balances up to   $250,000)    

 IRA Special – 1 year

  $500  $500  0.60%  0.60%

 3 to 5 Months

  $500  $500  0.20%  0.20%

 6 to 11 Months

  $500  $500  0.25%  0.25%

 12 to 17 Months

  $500  $500  0.40%  0.40%

 18 to 23 Months

  $500  $500  0.45%  0.45%

 24 to 35 Months

  $500  $500  0.60%  0.60%

 36 to 47 Months

  $500  $500  0.75%  0.75%

 48 to 59 Months

  $500  $500  1.00%  1.00%

 60 Month

  $500  $500  1.24%  1.25%
No Penalty Certificates of Deposit4
 
 
 
 

 8 Month No Penalty

  $5000 $5000  0.20%   0.20% 

 13 Month No Penalty

 $5000 $5000  0.20%   0.20% 

 30 Month No Penalty           

  $5000 $5000  0.20%   0.20% 

 

 

1 The interest rate and annual percentage yield may change after account opening.

2 Minimum balance to obtain average percentage yield is based on the average monthly
collected balance.

3 A penalty may be imposed for early withdrawal. For rates on CDs over $250,000, please contact the Bank.

4 Permits one penalty-free withdrawal after the account has been open. Additional
withdraws are subject to standard penalties.

 

Information shown is based on current rates and is subject to change without notice. Fees could reduce earnings on interest bearing accounts.