Chain Bridge Bank, N.A.: Banking, Trust, and Wealth Management Services Nationwide



Your Bridge to Better Banking Nationwide

Chain Bridge Bank, N.A.: Banking, Trust, and Wealth Management Services Nationwide

Chain Bridge Bank, N.A. is a national bank headquartered in McLean, Virginia, and the wholly-owned subsidiary of Chain Bridge Bancorp, Inc. (NYSE: CBNA), a Delaware bank holding company. The Bank operates under National Banking Charter No. 24755 from the Office of the Comptroller of the Currency, which granted it the right under 12 U.S.C. § 92a to act as “trustee, executor, administrator … or in any other fiduciary capacity,” exercised under 12 C.F.R. Part 9. The Bank’s deposit, digital treasury management, payment, asset custody, and investment management services are available nationwide. The Trust & Wealth Department administers trusts and estates for clients in Northern Virginia, Washington, D.C., and the Maryland suburbs, where the Bank also lends. Each relationship begins with a conversation, and each application is reviewed individually.

Services

Five service areas: Commercial, Political, Personal, Trust & Wealth, and Mortgage.

A relationship officer coordinates the Bank’s deposit, lending, payment, and fiduciary teams around each client’s needs. The Bank accepts each new relationship individually.

I.

Commercial Banking

Deposit accounts and digital treasury management for businesses and organizations nationwide, with fully remote onboarding. Commercial lending for businesses and organizations in McLean, Northern Virginia, Washington, D.C., and the surrounding region, with credit decisions made locally. Clients include government contractors, law firms, nonprofit organizations, trade associations, lobbying and government affairs firms, and property and asset management companies.

II.

Political Banking

Deposit and treasury services for campaign committees, party committees, PACs, Super PACs, 527 and 501(c)(4) organizations, and corporate and trade association PACs. A dedicated Political Banking Team opens committee accounts nationwide.

Explore Political
III.

Personal Banking

Checking, savings, digital banking, Zelle®, and personal lending, including executive lines of credit. Individuals and families in any U.S. state are served by officers clients come to know, none paid on commission.

Explore Personal
IV.

Trust & Wealth

Trustee, executor and estate administration, asset and IRA custody, and investment management through the Bank’s Trust & Wealth Department. The Department serves clients across the country, subject to applicable state fiduciary licensing requirements, with in-person meetings available at the Bank’s McLean headquarters or at a location convenient to the client.

Explore Trust & Wealth
V.

Mortgage

Purchase, refinance, jumbo, construction, bridge, and home equity financing, underwritten in-house by the Bank’s Mortgage Department, with portfolio options for complex income. Serving Virginia, Maryland, and the greater Washington, D.C. region; mortgage loans may be available in any state.

Explore Mortgage

Where the Bank Serves

Bank from anywhere. Lending in greater Washington.

Nationwide, by design

Depositors across the United States bank with Chain Bridge online, by phone, and through the mobile app. Personal accounts open online, and commercial accounts open remotely. No branch visit is required.

In person, in McLean

The Bank is headquartered at 1445-A Laughlin Avenue in McLean, Virginia, minutes from Washington, D.C. Clients meet with officers in person at the headquarters.

  • The Bank lends to businesses, organizations, and individuals in McLean, Northern Virginia, Washington, D.C., and the nearby Maryland suburbs. Commercial credit decisions are made locally by the Bank’s credit professionals. Residential mortgage lending extends throughout Virginia, Maryland and Washington, D.C. and may be available in any state, subject to underwriting standards. Requests are subject to credit approval. See Commercial Loans and Mortgage Loans
  • Executor and estate administration and trust administration, with named professionals
  • In-person service at 1445-A Laughlin Avenue, McLean

Financial Strength

Liquidity. Asset quality. Capital strength.

The Bank’s vision statement, as approved by the Board of Directors, names three priorities: liquidity, asset quality, and financial strength. Chain Bridge Bancorp, Inc. (NYSE: CBNA) files with the Securities and Exchange Commission, and the Bank reports its financial condition each quarter. Both records are public.

Liquidity

A substantial portion of the Bank’s assets is held in cash at the Federal Reserve and in short-term U.S. Treasury securities. Bond maturities are structured to align with expected cash needs, and the Bank is funded principally by client deposits.

Asset quality

The Bank’s bond portfolio holds U.S. Treasury, federal agency, state and municipal, and corporate securities, purchased under the investment-grade standards federal law sets for national banks. Loans are underwritten individually by the Bank’s own credit professionals and held on the Bank’s balance sheet.

Capital strength

The Bank’s risk-based capital ratios are multiples of the minimums federal regulation requires, as reported in its quarterly regulatory filings. Its holding company, Chain Bridge Bancorp, Inc. (NYSE: CBNA), reports quarterly with the U.S. Securities and Exchange Commission.

 

“Strength. Service. Solutions. Your Bridge to Better Banking Nationwide.”

Peter G. Fitzgerald, Chairman of the Board

Answers, Up Front

Common questions about Chain Bridge Bank, N.A.

Who can open an account at Chain Bridge Bank, N.A.?

Businesses, nonprofit and political organizations, individuals, and families in any U.S. state. Most deposit accounts can be opened online. A relationship officer reviews and follows up on each application. Account opening is subject to the Bank’s approval.

Can a political campaign open a bank account at Chain Bridge Bank, N.A.?

Yes. Campaign committees, party committees, PACs, Super PACs, and 527 and 501(c)(4) organizations open deposit accounts with the Bank from anywhere in the United States. A dedicated Political Banking Team handles onboarding remotely. Account opening is subject to the Bank’s approval. See Political Committees.

Can an organization open a commercial account without visiting a branch?

Yes. Treasury Management is fully digital, and onboarding is completed remotely for organizations anywhere in the United States. A relationship officer and the Treasury Support Team handle setup. Account opening is subject to the Bank’s approval and identity-verification requirements.

Is Chain Bridge Bank, N.A. FDIC-insured?

Yes. Chain Bridge Bank, N.A. is FDIC-insured under Cert #58595. Through ICS®, clients may place funds across network banks to access multi-million-dollar FDIC insurance coverage.

Where does the Bank make loans?

The Bank lends to businesses, organizations, and individuals in McLean, Northern Virginia, Washington, D.C., and the nearby Maryland suburbs, with commercial credit decisions made locally by its credit professionals. Residential mortgage lending extends throughout Virginia and may be available nationwide, subject to applicable law and underwriting standards. Requests are subject to credit approval. See Commercial Loans and Mortgage Loans.

Does Chain Bridge Bank, N.A. administer trusts and estates in the Washington, D.C. area?

Yes. The Trust & Wealth Department serves as trustee and executor and administers estates for clients in Northern Virginia, Washington, D.C., and the Maryland suburbs. Clients meet with trust officers at the Bank’s McLean headquarters. Asset custody and investment management are available nationwide. See Trust & Wealth.

What is the routing number for Chain Bridge Bank, N.A.?

056009479. Wire and ACH instructions are published on the Routing Number page.

Contact Chain Bridge Bank, N.A.

Calls are answered by Bank staff in McLean, Virginia, Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern Time. Clients nationwide reach the same officers who open and service their accounts. New relationships begin with a conversation.

The Bank also recruits nationwide, including remote positions. Openings are listed on the Careers page.

Chain Bridge Bank, N.A.
1445-A Laughlin Avenue
McLean, Virginia 22101

Account opening is subject to the Bank’s approval and identity-verification requirements. Deposit accounts are insured by the FDIC up to the limits set by law. Trust, fiduciary, investment, and custody accounts offered through the Trust & Wealth Department are not deposits, are not insured by the FDIC, and may lose value. Deposit, investment, and disclosure notices also render from the site theme footer.

Page last reviewed July 8, 2026.


























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