Disclosures



Overview

Disclosures, agreements, and regulatory notices

This page is the single index of the disclosures, agreements, and regulatory notices that govern accounts and services at Chain Bridge Bank, N.A., a national bank headquartered in McLean, Virginia. It covers deposit accounts, online and mobile banking, Zelle®, debit and credit cards, privacy, and use of this website. Each entry links to the full document and lists its effective or revision date.

Paper copies of any disclosure are available on request. If a summary on this page differs from the full text of a disclosure or agreement, the full text controls.

Disclosure index

Find a disclosure

Deposit accounts

  • Funds Availability Disclosure

    When funds from cash, check, wire, and direct deposits become available, including the 5:00 p.m. business-day cutoff, longer hold rules, and special rules for new accounts.

    PageEffective July 6, 2026
  • FDIC Insurance

    How the FDIC insures deposits at the Bank, the $250,000 standard coverage limit, and where to estimate your coverage.

    On this page

Digital banking and payments

  • Online Banking Agreement

    Terms governing online and mobile banking, alerts, Bill Pay, Mobile Deposit, and account-to-account transfers, for consumer and business clients.

    PageEffective April 1, 2018
  • Zelle® Terms of Use

    Terms for sending and receiving money with Zelle® from a Chain Bridge Bank, N.A. personal account.

    PageRevised July 24, 2026

Card benefits

Website and privacy

  • Privacy Statement

    What personal information the Bank collects, what it shares and does not share, and how it protects client information under federal law.

    PageRevised October 2025
  • Website Terms of Use

    Terms that apply to every visitor of www.chainbridgebank.com, including intellectual property, third-party links, cookies, and limitations of liability.

    PageRevised March 2018

Regulatory notices on this page

Full-text notices

Notices published on this page

FDIC Insurance

Chain Bridge Bank, N.A. is a national bank and a member of the Federal Deposit Insurance Corporation (FDIC), Certificate #58595. The FDIC is an independent agency of the United States government that protects depositors against the loss of insured deposits if an FDIC-insured bank fails. FDIC insurance is backed by the full faith and credit of the United States government.

The FDIC insures deposits at insured banks, including checking and savings accounts, money market deposit accounts, and certificates of deposit, up to the standard maximum of $250,000 per depositor, per insured bank, for each account ownership category. Certain retirement accounts, such as Individual Retirement Accounts, are insured up to $250,000 per depositor per insured bank. You may qualify for more coverage at one insured bank if you own deposit accounts in different ownership categories.

To estimate your coverage, use the FDIC’s Electronic Deposit Insurance Estimator (EDIE). Clients who hold larger balances can ask the Bank about IntraFi Cash Service® (ICS) access to multi-million-dollar FDIC insurance through IntraFi network banks.

For more information, contact the Bank at 703.748.2005, contact the FDIC at 1-877-ASK-FDIC (1-877-275-3342) or 1-800-925-4618 (hearing impaired line), or read about deposit insurance at fdic.gov.

Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA)

The UIGEA prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of the Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made.”

These restricted transactions are prohibited from being processed through any Chain Bridge Bank, N.A. commercial client’s accounts or banking relationships. Commercial clients who engage in an internet gambling business and want to open an account will be asked to provide evidence of their legal capacity to do so.

Please call the Bank at 703.748.2005 for more information on UIGEA or Regulation GG.

Trademark Protection and Registration Notice

Chain Bridge Bank (U.S. TM Reg. Nos. 3350588 and 5497520), Chain Bridge Bank, N.A. with bridge design (U.S. TM Reg. No. 3545749), Chain Bridge Bank, N.A. Mortgage with bridge design (U.S. TM Reg. No. 4371548), Chain Bridge Bank, N.A. Trust & Wealth, and other marks are all trademarks of Chain Bridge Bancorp, Inc.

Questions

Questions about a disclosure

Calls are answered by Bank staff in McLean, Virginia, Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern Time. Paper copies of any disclosure are available on request.

Chain Bridge Bank, N.A.
1445-A Laughlin Avenue
McLean, Virginia 22101

703.748.2005

Get in Touch · Security Center

This page is provided for informational purposes. Accounts and services are governed by the applicable account agreements, disclosures, and terms, each as amended from time to time; the full text of each document controls. Deposit accounts are insured by the FDIC up to the limits set by law. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Mastercard is a registered trademark of Mastercard International Incorporated. Mastercard Guide to Benefits documents are provided by Mastercard and are not products of Chain Bridge Bank, N.A. Member FDIC. Equal Housing Lender.

Last reviewed July 27, 2026





























Swipe for more




Swipe for more





























curvy graphic