Wealth Management Services
Investment Management Within a Fiduciary Framework
Chain Bridge Bank, N.A. provides wealth management services within its Trust & Wealth platform under a fiduciary framework, where engaged under a written agreement. These services are provided under the Bank’s national trust powers granted by the Office of the Comptroller of the Currency (OCC).
Service Overview
Chain Bridge Bank, N.A. emphasizes a disciplined investment philosophy focused on broad diversification, prudent asset allocation, cost awareness, and a long-term perspective. The Bank applies these principles in managing client portfolios consistent with established risk tolerances and regulatory fiduciary standards.
Investment Principles
Diversification: Broad diversification is a portfolio construction approach associated with John C. Bogle’s investment philosophy. Following the principles in our Investment Philosophy, our investment officers use low-cost, broad-based total market index funds to address certain controllable portfolio risks. This approach is intended to reduce concentration and idiosyncratic risks, such as individual security risk, sector fluctuations, industry concentrations, style risk, manager selection risk, and geographic risk. Market risk remains a primary driver of long-term portfolio outcomes.
Prudent Allocation
Considering individual risk tolerances and investment horizons to inform asset allocation decisions.
Cost Awareness
Favoring investment vehicles with relatively lower operational and transactional costs where appropriate.
Long-Term Orientation
Maintaining a consistent investment approach over extended timeframes rather than frequent trading.
These principles are aligned with the Bank’s fiduciary duties and designed to support clients’ broader financial objectives.
Client Engagement
Wealth management services may include portfolio oversight and coordination with other fiduciary, estate planning, and financial professionals. Engagements are tailored based on client objectives, financial circumstances, and risk considerations.
Related Services
Chain Bridge Bank, N.A. administers specialized trusts involving complex assets, sensitive beneficiary needs, or non-standard administrative requirements, subject to acceptance review and governing documents. Our Trust & Wealth team provides fiduciary administration under the Bank’s national charter and OCC trust powers.
Learn more about Specialized Trustee and Fiduciary Services.
Review the principles behind our approach in our Investment Philosophy.
Speak With Our Team
Our Trust & Wealth team can discuss how the Bank’s wealth management approach applies to your goals, time horizon, liquidity needs, risk tolerance, and tax considerations.
Gregory M. Smolen, J.D.
Senior Vice President, Chief Trust & Wealth Officer
Trust & Wealth Department
Paul S. Berryman, CFP, MBA
Vice President, Wealth Advisor
Trust & Wealth Department
Important Disclosures
Investment products and services are not FDIC insured, are not deposits, are not guaranteed by Chain Bridge Bank, N.A., and may lose value.
Chain Bridge Bank, N.A. does not provide tax, legal, or accounting advice. Clients should consult their own advisors.
Chain Bridge Bank, N.A. is authorized to exercise fiduciary powers under 12 U.S.C. § 92a and 12 C.F.R. Part 9.
Discuss Wealth Management Services
To request additional information about wealth management services offered by Chain Bridge Bank, N.A., including portfolio oversight and coordination within a fiduciary framework, please contact the Trust & Wealth team.
