Accounts
Chain Bridge Bank, N.A. offers business deposit accounts for the organizations the Bank serves: trade associations, advocacy organizations, government contractors, nonprofits, political organizations, and think tanks. The accounts are Business Checking, Chain Bridge Business Checking, Analyzed Business Checking, Business Interest Checking, Business Money Market Account, Business Savings Account, and the Certificate of Deposit.
Checking options range from accounts for businesses with limited check writing and deposit activity to Analyzed Business Checking for depositors with high transaction volumes and large balances. Business Money Market Account and Business Savings Account hold short-term excess funds outside the operating account. For larger idle balances, ICS provides access to multi-million-dollar FDIC insurance coverage.
Wire and ACH instructions are on the Routing Number page. The Funds Availability Disclosure explains when funds from your deposits become available.
Business Checking
The Business Checking account serves startups, consulting practices, sole proprietorships, and other small businesses with limited check writing and deposit activity.
- Minimum Average Monthly
Balance: $2,500 -
Treasury Management Online
Banking 1: FREE -
Treasury Management Wire / ACH Module 2: $50 - $100 per year
-
Remote Deposit Capture 2: $35-$75 / monthly
- Combined transaction item count 3:
250 free/month @ $0.40 over 250
chain bridge
business Checking
Chain Bridge Business Checking includes remote deposit capture, which permits checks to be deposited from the office, and access to the Treasury Management platform for reporting on an organization's cash flow.
- Minimum Average Monthly
Balance: $7,500 -
Treasury Management Online
Banking 1: FREE -
Treasury Management Wire / ACH Module 2: $50 - $100 per year
-
Remote Deposit Capture 2: $35-$75 / monthly
- Combined transaction item count 3:
500 free/month @ $0.40 over 500
Analyzed Business Checking
Analyzed Business Checking serves depositors with high transaction volumes and large balances. Fees are charged on a per item basis and offset by an earnings credit based on all balances.
- Minimum Average Monthly
Balance: None (other fees may apply) -
Treasury Management Online
Banking 1: FREE -
Treasury Management Wire / ACH Module 2: $50 - $100 per year
-
Remote Deposit Capture 2: $35-$75 / monthly
- Combined transaction item count 3:
per item
Business Interest Checking
Business Interest Checking serves not-for-profits and sole proprietorships that want to earn interest on operating balances. The monthly maintenance fee can be avoided by maintaining the average balance shown below.
- Minimum Average Monthly
Balance: $7,500 -
Treasury Management Online
Banking 1: FREE -
Treasury Management Wire / ACH Module 2: $50 - $100 per year
-
Remote Deposit Capture 2: $35-$75 / monthly
- Combined transaction item count 3:
500 free/month @ $0.40 over 500
Business Money Market Account
Business Money Market Account is a reserve account for short-term excess operating funds.
- Minimum Average Monthly
Balance: $5,000 -
Treasury Management Online
Banking 1: FREE -
Treasury Management Wire / ACH Module 2: $50 - $100 per year
-
Remote Deposit Capture 2: $35-$75 / monthly
- Combined transaction item count 3:
150 free/month @ $0.40 over 150
Business Savings Account & Certificate of Deposit
Business Savings Account
Business Savings Account is a reserve account for short-term excess funds held outside the operating account.
- Minimum Average Monthly
Balance: $2,500 -
Treasury Management Online
Banking 1: FREE -
Treasury Management Wire / ACH Module 2: $50 - $100 per year
-
Remote Deposit Capture 2: $35-$75 / monthly
- Combined transaction item count 3:
150 free/month @ $0.40 over 150
Certificate of Deposit
A time deposit with a fixed interest rate, available for terms from 3 months to 60 months.
Please see our deposit rates for the current rates offered on our Certificates of Deposit.
1.Service is free. Rush payments, Gift Pay checks, donations, payroll service, and stop payments require additional service charges.
2. Pricing depends on the options chosen.
3. Combined transactions include: checks paid, items deposited, deposit tickets, ACH credits received, and ACH debits received.
