Overview
Two business credit cards for the Bank’s commercial clients
Chain Bridge Bank, N.A. offers two Mastercard® business credit cards: the Business Credit Card, which does not require collateral, and the Secured Business Credit Card, which is secured by a pledged deposit account. Both carry no annual fee and are available to businesses, nonprofit organizations, and political committees that have a deposit or lending relationship with the Bank, a national bank headquartered in McLean, Virginia, serving clients nationwide.
Both cards include employee cards with spending controls, expense tracking through the 360Control platform, and fraud monitoring. To ask about either card, call Credit Card Inquiries at (571) 899-6630 or email creditcardinquiry@chainbridgebank.com.
Subject to credit approval. All Business Credit Cards, credit limits, and interest rates are subject to credit approval. This is not a commitment to extend credit. Interest rates may vary based on credit and the applicant’s banking relationship.
Card options
Business Credit Card and Secured Business Credit Card
Business Credit Card
Does not require collateral. Offers a traditional credit limit based on approval and financial position. It may be a good match for businesses with documented credit history.
Current financial statements are required unless current documentation is already on file with the Bank.
Secured Business Credit Card
Secured by a deposit account pledged as collateral, with a credit limit typically based on the amount of the pledged funds. It may help an organization establish or strengthen business credit.
Organizations without borrowing capacity or traditional financing, such as political committees or startup businesses, may be well suited for this card. Financial statements are not required.
Product comparison
Compare the two cards
| Feature | Business Credit Card | Secured Business Credit Card |
|---|---|---|
| Product type | Traditional business credit card. | Deposit-secured business credit card. |
| Collateral | Does not require collateral. | Secured by a deposit account pledged as collateral. |
| Credit limit | Traditional credit limit based on approval and financial position. | Credit limit typically based on the amount of the pledged funds. |
| Credit review | Current financial statements are required, unless current documentation is already on file with the Bank. Subject to credit approval. | Financial statements are not required. Subject to credit approval. |
| Deposit requirement | Not applicable. | Secured by a pledged deposit account with a minimum balance equal to 110% of the credit limit. The additional 10% is intended to cover potential interest, late fees, and over-the-limit transactions. |
| Rate structure | Annual percentage rate is based on the U.S. prime rate plus an applicable margin. | Carries a lower annual percentage rate than the Business Credit Card, based on the U.S. prime rate plus an applicable margin. |
| Annual fee | No annual fee. | No annual fee. |
| Typical use | Businesses with documented credit history. | Organizations without borrowing capacity or traditional financing, including political committees and startup businesses. |
Shared features
What both cards include
Employee cards
Issue employee cards with spending controls for authorized business purchases.
Expense tools
Track expenses and payments online, and download transaction information for internal review and reconciliation.
Fraud monitoring
Fraud monitoring supports cardholder account oversight.
Dedicated service
The Bank’s relationship team supports each organization from onboarding through servicing.
Related services: the Bank also offers Commercial Loans, Treasury Management, and Debit Cards for deposit clients.
Cardholder tools and benefits
360Control and Mastercard® benefits
360Control login. Authorized users manage the organization’s cards in 360Control, including creating cards for employees, increasing spending limits, closing cards, spending controls, reporting, and related administration, subject to assigned permissions and current platform capabilities. Access 360Control (opens in a new tab). 360Control is a third-party platform; a disclosure appears before you leave the Bank’s website.
Mastercard® Guide to Benefits. Benefits described in the guide are provided by Mastercard International Incorporated. They are not products of Chain Bridge Bank, N.A. and are subject to applicable terms, conditions, and exclusions. View the Mastercard® Guide to Benefits (opens in a new tab).
Support
Support and cardholder services
Support contacts for cardholders of the Business Credit Card and Secured Business Credit Card. For service on an existing card, call these toll-free numbers; they are staffed for cardholder support.
Cardholder servicesGeneral account support, including balance inquiries, transactions, and general questions. 866-748-2001
Lost or stolen cardImmediate reporting of lost or stolen cards, or any suspected fraudulent activity. 855-293-2458
International (collect)Lost or stolen card reporting and suspected fraud when calling from outside the United States. 206-352-4401
Dispute centerAssistance with disputing transactions that are incorrect or unauthorized but not fraud-related. 855-293-2457
Card activationActivate a new card. 800-290-7893
PIN managementSet or update a PIN that was not established during card activation. 888-891-2435
Existing cardholders: card activity, spending controls, and reporting are available in 360Control, linked in the Cardholder Tools section above. For current fraud-prevention guidance, visit the Security Center.
Frequently asked questions
Business credit card questions
Who can apply for the Business Credit Card or Secured Business Credit Card?
The cards are available to businesses, nonprofit organizations, and political committees with an existing banking relationship with Chain Bridge Bank, N.A. Applicants must have a deposit or lending relationship with the Bank prior to applying.
How do I request a Business Credit Card?
Call Credit Card Inquiries at (571) 899-6630 or email creditcardinquiry@chainbridgebank.com. Both channels are monitored by trained team members who typically respond within 3 business hours and route each request to the appropriate contact. You may also contact your relationship officer.
What is a secured business credit card?
A secured business credit card is backed by funds the organization pledges as collateral, and the credit limit is typically based on the amount of the pledged funds. The Bank’s Secured Business Credit Card is secured by a pledged deposit account with a minimum balance equal to 110% of the credit limit, carries no annual fee, and may help an organization establish or strengthen business credit.
What deposit does the Secured Business Credit Card require?
The Secured Business Credit Card is secured by a deposit account pledged as collateral with a minimum balance equal to 110% of the credit limit. The additional 10% is intended to cover potential interest, late fees, and over-the-limit transactions. Financial statements are not required for Secured Business Credit Card requests.
Do the cards have an annual fee, and how are rates set?
Neither card carries an annual fee. Annual percentage rates are based on the U.S. prime rate plus an applicable margin and are subject to credit approval and the applicant’s banking relationship. The Secured Business Credit Card carries a lower annual percentage rate than the Business Credit Card.
What is 360Control and how do authorized users log in?
360Control is the card administration platform for the Bank’s business credit cards. Authorized users manage the organization’s cards, including creating cards for employees, increasing spending limits, and closing cards, along with spending controls, reporting, and transaction downloads for internal review and reconciliation, subject to assigned permissions. Log in from the 360Control link in the Cardholder Tools section of this page or from the site login menu; the link opens in a new tab.
How do I report a lost or stolen business credit card?
Call 855-293-2458 to report a lost or stolen card or suspected fraudulent activity. When calling from outside the United States, call collect at 206-352-4401. Both numbers are listed with the other cardholder contacts in the support section of this page.
What Mastercard benefits are included?
Both cards are Mastercard® business credit cards and include the services described in the Mastercard Guide to Benefits, linked in the Cardholder Tools section. Those benefits are provided by Mastercard International Incorporated, are not products of Chain Bridge Bank, N.A., and are subject to applicable terms, conditions, and exclusions.
Contact Us
Ask about either card
To inquire about the Business Credit Card or Secured Business Credit Card, call or email the Bank using the contacts below. Both channels are monitored by trained team members who typically respond within 3 business hours and route each request to the appropriate contact. Please do not send confidential information, such as account numbers, by email. For service on an existing card, call the cardholder support numbers instead.
Credit Card Inquiries
Questions about the cards, eligibility, and applying. Answered by Bank staff Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern Time.
creditcardinquiry@chainbridgebank.com
Questions about the cards, eligibility, and applying. Typical response within 3 business hours.
Main line
Chain Bridge Bank, N.A. main line. A member of the team can direct your inquiry to the appropriate contact.
Existing cardholders. For service on an existing card, including activation, PIN management, disputes, or a lost or stolen card, call the cardholder support numbers in the support section of this page. Cardholder Services is available at 1-866-748-2001.
This page is provided for informational purposes only. All Business Credit Cards, credit limits, and interest rates are subject to credit approval. This is not a commitment to extend credit. Interest rates may vary based on credit and the applicant’s banking relationship. Rate, fee, and deposit terms are stated as of the date this page was last reviewed; the account agreement and current rate schedule control. 360Control is operated by a third party; its use is subject to assigned permissions and platform terms. Mastercard is a registered trademark of Mastercard International Incorporated.
Last reviewed: July 21, 2026
