Message from Chairman Peter G. Fitzgerald

Welcome to Chain Bridge Bank, N.A. We are a nationally chartered bank supervised by the Office of the Comptroller of the Currency (OCC) and the sole subsidiary of Chain Bridge Bancorp, Inc. (NYSE: CBNA), a publicly traded bank holding company.

Who We Serve

Chain Bridge Bank, N.A. serves clients with specialized financial requirements—including organizations in regulated sectors, fiduciaries, and those managing substantial transaction volumes. Our client base includes political entities, professional firms, businesses, nonprofits, families, and individuals nationwide, with relationships in 49 states and the District of Columbia.

Chain Bridge is widely recognized for its leadership in political banking and our long-standing support for FEC-regulated political organizations. Our Trust & Wealth Department reflects the same commitment to service and discretion that defines our broader approach. Our clients include business owners and their families, seasoned campaign treasurers, longtime PAC administrators, and multi-generational families—many of whom have worked with us over time based on our approach to service, financial discipline, and coordinated team access.

Our mission is to deliver exceptional banking and trust services nationwide—combining financial strength, personalized service, and advanced technology to provide tailored solutions.

Commercial Banking Services

We offer operating accounts, treasury services, and relationship coordination for businesses, professional service firms, trade associations, and nonprofit organizations. Our Treasury Management Platform is cloud-hosted and built for scale— supporting multi-user access, configurable approvals, ACH and wire origination, and integration with QuickBooks®.

We also offer commercial credit facilities to support growth, liquidity, and working capital needs. Lending decisions are subject to credit approval and based on our internal underwriting policies.

Banking for Political Organizations

With longstanding experience in political and advocacy banking, Chain Bridge Bank, N.A. provides specialized deposit and treasury services to organizations operating in regulated, high-stakes environments—including candidate committees, corporate PACs, and tax-exempt advocacy groups. We have supported political committees, party organizations, and advocacy entities nationwide—from startup campaigns to national committees—through a service model shaped by the operational and compliance demands of this sector.

Our Treasury Management platform is widely used by campaign treasurers, PAC administrators, and compliance professionals who require robust internal controls, audit preparedness, and multi-user access. Key services include dual, triple, or quadruple payment authorization protocols, image cash letter processing for high-volume check contributions, revenue-only account structures that support reporting and disclosure, and campaign credit cards for authorized staff.

Whether your organization is forming a campaign, managing a PAC, or navigating a post-election transition, we offer operational tools and account structures designed to support audit-readiness, financial controls, and compliance with campaign finance regulations.

For more information about our services for candidate committees, visit our Banking for Political Campaign Committees page. 

To learn more about our solutions for corporate and trade association PACs, visit our Banking for Corporate and Trade Association PACs page.

Personal Banking & Home Financing
We provide high-touch banking services to individuals and families, including professionals, business owners, and multigenerational households. Clients are served by one of our dedicated relationship management teams and have access to digital tools such as passkeys, biometric login, multi-device functionality, and integrated payment capabilities designed to support convenience and account oversight.
 

For clients seeking residential financing, we offer a dedicated mortgage platform tailored to professionals, business owners, and others with complex sources of income. Because we have the ability to hold residential mortgages on our balance sheet when appropriate, we can offer flexible underwriting, personalized service, and greater continuity—particularly for clients whose income comes from businesses, investments, or other non-traditional sources.

For clients who value discretion in their property ownership arrangements, our Trust & Wealth division can serve as trustee of a land trust, allowing the title to reflect the trust’s name rather than the individual’s.

Trust & Wealth Services

Chain Bridge Bank, N.A. is a nationally chartered bank with trust powers granted by the Office of the Comptroller of the Currency (OCC) under 12 U.S.C. § 92a and 12 CFR Part 9. We provide trust, custodial, and wealth management services—including both discretionary investment management and investment agency relationships—to individuals, families, institutions, and political organizations nationwide.

We serve in a variety of roles, including trustee, co-trustee, successor trustee, directed trustee, investment agent, custodian, and discretionary manager. All of our trust officers are attorneys, bringing legal experience in estate planning, trust administration, and regulatory compliance. We administer a broad range of trusts, including Qualified Domestic Trusts (QDOTs), Special Needs Trusts, Settlement Protection Trusts, Land Trusts, and Charitable Remainder Trusts. For more detail on these and other specialized trustee services, visit our Specialized Trustee Services page

We also support non-trust clients—including campaign committees, PACs, and advocacy organizations—through custodial, agency, and asset management relationships. These relationships may involve safekeeping of assets, implementation of investment strategies, and coordination with external legal or financial professionals.

Clients who seek wealth planning, strategic asset allocation, or ongoing portfolio oversight engage with our Trust & Wealth team, which includes attorney-trust officers, a CFP® wealth advisor, and a CFA®/CPA. This team provides both discretionary investment management and investment agency services, applying long-term planning perspectives, regulatory awareness, and cost-efficient portfolio construction. Our investment process reflects principles of broad diversification, cost efficiency, and long-term strategy—described further on our Investment Philosophy page. 

Clients who operate under fiduciary oversight, require multi-party approvals, or manage complex estate and asset structures often choose Chain Bridge for our combination of legal, investment, and governance experience in supporting long-term, multi-generational planning.

Begin a Conversation
Strength. Service. Solutions. Your Bridge to Better Banking Nationwide.


To begin a conversation, call us at (703) 748‑2005 or visit our Get in Touch page.

Sincerely,

Peter G. Fitzgerald
Chairman of the Board
Chain Bridge Bank, N.A.



























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