A message from the Chairman
Welcome to Chain Bridge Bank, N.A. We are a nationally chartered bank supervised by the Office of the Comptroller of the Currency (OCC) and the sole subsidiary of Chain Bridge Bancorp, Inc. (NYSE: CBNA), a publicly traded bank holding company. The Bank is headquartered in McLean, Virginia, minutes from Washington, D.C. It has operated since August 6, 2007, and has client relationships in 49 states and the District of Columbia.
Our mission, as approved by the Board of Directors, is “to deliver exceptional banking and trust services nationwide, blending financial strength, personalized service, and advanced technology to offer tailored solutions to businesses, non-profits, political organizations, individuals, and families.”
Who we serve
Clients with specialized financial requirements
Chain Bridge Bank, N.A. serves clients with specialized financial requirements, including organizations in regulated sectors, fiduciaries, and those managing substantial transaction volumes. Our client base includes political entities, professional firms, businesses, nonprofits, families, and individuals nationwide, with relationships in 49 states and the District of Columbia.
Chain Bridge is widely recognized for its political banking practice and its long-standing support for FEC-regulated political organizations. Our Trust & Wealth Department reflects the same commitment to service and discretion that defines our broader approach. Our clients include business owners and their families, seasoned campaign treasurers, longtime PAC administrators, and multi-generational families. Many have worked with us over time based on our approach to service, financial discipline, and coordinated team access.
Financial strength
Liquidity, asset quality, and financial strength
The Bank’s vision statement, as approved by the Board of Directors, names three priorities: liquidity, asset quality, and financial strength. Chain Bridge Bancorp, Inc. files with the Securities and Exchange Commission, and the Bank reports its financial condition each quarter. Both records are public; see Regulatory Financial Filings.
Commercial
Commercial banking services
We offer operating accounts, treasury services, and relationship coordination for businesses, professional service firms, trade associations, and nonprofit organizations. Our Treasury Management platform supports ACH and wire origination, including international wires, business bill pay, Positive Pay, lockbox integration, and Image Cash Letters, with up to four levels of payment authorization and integration with QuickBooks®. A dedicated Treasury Support Team works with CFOs, controllers, and accounting staff, and onboarding is completed remotely for organizations anywhere in the United States. Multi-factor authentication is required at login and again when payments are initiated; our Security Center describes the controls in detail.
We also offer commercial credit facilities to support growth, liquidity, and working capital needs. Lending decisions are subject to credit approval and based on our internal underwriting policies.
Industry-Specific Banking
We serve most industries and focus on those described on our industry-specific pages:
Political banking
Banking for political organizations
With longstanding experience in political and advocacy banking, Chain Bridge Bank, N.A. provides specialized deposit and treasury services to organizations operating in regulated, high-stakes environments, including campaign committees, party committees, corporate PACs, Super PACs, and 527 and 501(c)(4) organizations. We have supported political committees, party organizations, and advocacy entities nationwide, from startup campaigns to national committees. Our service model is shaped by the operational and compliance demands of this sector.
Whether your organization is forming a campaign, managing a PAC, or navigating a post-election transition, we offer operational tools and account structures designed to support audit-readiness, financial controls, and compliance with campaign finance regulations. A dedicated Political Banking Team opens committee accounts nationwide; the team is reachable at (571) 899-6660.
For more detail, see Political Campaign Committees and Corporate and Trade Association PACs.
Key services for committees and PACs
- Payment authorization: dual, triple, or quadruple authorization protocols
- Image cash letter processing: for high-volume check contributions
- Revenue-only account structures: supporting reporting and disclosure
- Secured lending: short-term and seasonal financing, informed by our experience with FEC rules on committee borrowing; subject to credit approval
- Campaign credit cards: for authorized staff
Personal
Personal banking & home financing
We provide personal banking to individuals and families, including professionals, business owners, and multigenerational households. Clients are served by officers they come to know, none paid on commission, and have access to digital tools such as passkeys, biometric login, multi-device functionality, and integrated payment capabilities designed to support convenience and account oversight. We also offer personal lending, including executive lines of credit.
For clients seeking residential financing, we offer a dedicated mortgage platform tailored to professionals, business owners, and others with complex sources of income. Applications are underwritten in-house by Bank personnel, and our mortgage lending officers are not paid on commission. Because we can hold residential mortgages on our own balance sheet when appropriate, we offer flexible underwriting, personalized service, and greater continuity. That matters for clients whose income comes from businesses, investments, or other non-traditional sources.
For clients who value discretion in their property ownership arrangements, our Trust & Wealth division can serve as trustee of a land trust, allowing the title to reflect the trust’s name rather than the individual’s.
Trust & Wealth
Trust & wealth services
Chain Bridge Bank, N.A. is a nationally chartered bank with trust powers granted by the Office of the Comptroller of the Currency (OCC) under 12 U.S.C. § 92a and 12 CFR Part 9. We provide trust, custodial, and wealth management services, including both discretionary investment management and investment agency relationships, to individuals, families, institutions, and political organizations across the country, as applicable law permits.
We serve in a variety of roles, including trustee, co-trustee, successor trustee, directed trustee, investment agent, custodian, and discretionary manager. All of our trust officers bring experience in trust and estate administration and regulatory compliance; our Trust & Wealth team includes attorneys and holders of the CTFA, CISP, and AEP® designations. We administer a broad range of trusts, including Qualified Domestic Trusts (QDOTs), Special Needs Trusts, Settlement Protection Trusts, Land Trusts, and Charitable Remainder Trusts. For more detail on these and other specialized trustee services, visit our Specialized Trustee Services page.
We also support non-trust clients, including campaign committees, PACs, and advocacy organizations, through custodial, agency, and asset management relationships. These relationships may involve safekeeping of assets, implementation of investment strategies, and coordination with external legal or financial professionals.
Clients who seek wealth planning, strategic asset allocation, or ongoing portfolio oversight engage with our Trust & Wealth team, which includes attorney-trust officers and a CFP® wealth advisor. The Bank’s Investment Officer, a CFA® and CPA, serves as a voting member of the Trust Administration and Investment Committee. This team provides both discretionary investment management and investment agency services, applying long-term planning perspectives, regulatory awareness, and cost-efficient portfolio construction. Our investment process reflects principles of broad diversification, cost efficiency, and long-term strategy, described further on our Investment Philosophy page.
Clients who operate under fiduciary oversight, require multi-party approvals, or manage complex estate and asset structures often choose Chain Bridge for our combination of legal, investment, and governance experience in supporting long-term, multi-generational planning.
Get in touch
Begin a Conversation
Strength. Service. Solutions. Your Bridge to Better Banking Nationwide.
New relationships begin with a conversation. Calls are answered by Bank staff in McLean, Monday through Friday, 9:00 a.m. to 5:00 p.m. Eastern Time. To begin one, call us at (703) 748-2005 or visit our Get in Touch page.
Sincerely,
Peter G. Fitzgerald
Chairman of the Board
Chain Bridge Bank, N.A.
About Us
Who We Are
Lending decisions are subject to credit approval and the Bank’s internal underwriting policies. Investment products and services are not FDIC insured. Not deposits. Not guaranteed by Chain Bridge Bank, N.A. May lose value. This page is general information about Chain Bridge Bank, N.A. and its services and is not legal, tax, investment, or accounting advice. Chain Bridge Bank, N.A. NMLS #405543.
Last reviewed July 15, 2026.
