What Is Treasury Management?
Treasury Management is a suite of cash and payment services that enables organizations to control liquidity, automate payables and receivables, and monitor transactions through an online banking platform.
Operational Capabilities
Treasury Management supports a full range of treasury and cash management functions designed for accuracy, transparency, and efficiency.
ACH Origination
Initiate single or multiple ACH payments, schedule recurring transactions, and upload files or templates to manage disbursements and collections efficiently.
Wire Transfers
Originate domestic wires via Fedwire® and initiate international wire transfers, using reusable templates for recurring transactions, with one initiator and up to three approvers (supporting up to four levels of authorization).
Business Bill Pay
Manage recurring and one-time electronic and check-based payables to business payees, with optional (and recommended) dual-control approval.
Positive Pay
Monitor both check and ACH activity for discrepancies, with optional payee-name verification to reduce risk of unauthorized payments.
Retail Lockbox Services
Integrate with the Bank's retail lockbox division to accelerate deposit posting and improve funds availability.
Image Cash Letters
Reflect deposit activity from X9.37-formatted electronic check image files cleared through the Federal Reserve, allowing balances to appear promptly in client accounts.
Custom Templates
Create and reuse ACH and wire templates to streamline both single and recurring payments.
Advanced Search
Locate transactions, dates, or accounts quickly for reconciliation or audit purposes.
Reporting & Analytics
Generate, save, and export reports with configurable parameters and custom date ranges.
Dashboard Customization
Configure dashboards and widgets for real-time liquidity visibility and operational monitoring.
Entitlements & Roles
Assign user access and transaction limits aligned with your organization's internal control policies.
Each function supports clarity, administrative control, and accountability across treasury operations.
Security Practices
Chain Bridge Bank, N.A. maintains layered security controls consistent with federal banking and industry standards. The Treasury Management platform emphasizes authentication, authorization, encryption, and transparent oversight to help organizations manage payments securely.
Multi-Factor Authentication
Required for login and high-risk activities to reduce unauthorized access
Dual Control
One initiator and up to three approvers for maximum oversight
Positive Pay
Monitors check and ACH activity with optional payee verification
Audit Trails
Every transaction and approval action logged for review
Authentication Methods
FIDO2 Security Keys
Physical USB or NFC devices that use public-key cryptography to authenticate the user and ensure the credential is bound to the Bank's secure website. These hardware-based keys reduce exposure to phishing and credential-theft risks and are strongly recommended, especially for clients with high balances, large transaction volumes, or administrative access.
Passkeys
Password-free credentials stored on a trusted device or in an encrypted password manager. Passkeys use strong cryptographic authentication and can reduce exposure to certain phishing and credential-theft risks when properly implemented.
Authenticator Apps
Generate short-lived codes on a user's device. These are stronger than text messages but can still be compromised if a code is shared with a fraudster.
SMS (Text) Codes
Supported for convenience but more susceptible to interception and social-engineering attacks.
Chain Bridge Bank, N.A. will never ask you for your online banking credentials or any authentication codes sent by text, email, or authenticator app. Never share these codes with anyone.
While no system can eliminate all risk, these layered controls reinforce oversight, resilience, and operational integrity across treasury operations.
Mobile and Cross-Device Access
Treasury Management is a progressive web application (PWA) that provides full-featured, responsive access across desktop and mobile devices.
Authorized Users Can:
- Initiate and approve ACH, wire, transfer, and loan payments from existing templates
- Approve new or edited users and review Positive Pay exceptions
- Approve the release of transactions pending under dual control
- Deposit checks remotely
- View real-time balances, account activity, and check images through customizable dashboard widgets
- Access the platform using biometric or passkey authentication
The mobile experience is secured with the same layered controls as the desktop platform and supports two-step verification, secure tokens, and out-of-band authentication for payment approvals.
For setup instructions, visit the Treasury Management Mobile Experience page.
Client Verification and Cybersecurity Awareness
Treasury clients should remain alert to phishing, smishing, and spoofing attempts that target commercial credentials or approvals.
Always confirm that communications originate from chainbridgebank.com, and note that Chain Bridge Bank, N.A. will never request passwords or one-time passcodes by phone, email, text, or any other means.
If you receive a suspicious message, contact your Relationship Officer directly, or verify it using the Bank's official phone number (703-748-2005) or the Get in Touch page.
Maintaining verification practices and client vigilance are integral components of effective treasury risk management.
Professional Support
Each Treasury Management relationship includes access to the Treasury Support Team, which assists with secure platform configuration, approval hierarchy setup, custom report creation, and ongoing operational support for CFOs, controllers, and accounting staff.
The Bank supports complex treasury operations for:
Platform Highlights
| Capability | Description |
|---|---|
| ACH & Wires | Domestic and international wire origination via Fedwire®, and domestic ACH origination, with one initiator and up to three approvers (four authorization levels total). |
| Business Bill Pay | Electronic payables management with dual control and audit history. |
| Positive Pay | Check and ACH verification with optional payee-name validation. |
| Lockbox Integration | Treasury Management integrates with the Bank's retail lockbox division to improve funds availability. |
| Image Cash Letters | Displays deposit activity from ICLs clearing through the Federal Reserve. |
| Dashboard & Reporting | Configurable dashboards and exportable reports for reconciliation and review. |
| Entitlements & Approvals | Role-based permissions and up to four authorization tiers for ACH and wires. |
| Cross-Device Access | Responsive access across desktop and mobile devices. |
Request a Consultation or Demonstration
Organizations may request a Treasury Management consultation or demonstration by contacting the Treasury Support Team.
