About Us · Community Reinvestment
Based on the public CRA Performance Evaluation dated February 24, 2025. CRA ratings are assigned periodically by the Bank’s primary federal regulator and may change with future evaluations.
About the Rating
The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities they serve, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. The Bank’s primary federal regulator periodically examines and rates that performance under one of four ratings: Outstanding, Satisfactory, Needs to Improve, or Substantial Noncompliance.
In its most recent public CRA Performance Evaluation, dated February 24, 2025, Chain Bridge Bank, N.A. received an overall rating of Outstanding. This rating reflects that evaluation and remains in effect until the Bank’s regulator completes and publishes a subsequent evaluation.
The Evaluation
Read the CRA Performance Evaluation dated February 24, 2025 (PDF).
Common Questions
In its most recent public CRA Performance Evaluation, dated February 24, 2025, Chain Bridge Bank, N.A. received an overall rating of Outstanding. In that evaluation the Lending Test was rated Satisfactory and the Community Development Test was rated Outstanding. CRA ratings are assigned periodically by the Bank’s primary federal regulator and may change with future evaluations.
The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. A bank’s primary federal regulator periodically evaluates and rates its CRA performance.
The most recent CRA Performance Evaluation is available on this page. Chain Bridge Bank, N.A. also maintains a CRA public file, available for review on request. Contact the Bank through the Get in Touch page or at 703-748-2005.
Chain Bridge Bank, N.A. is a national bank and an Equal Housing Lender, supervised by the Office of the Comptroller of the Currency. Deposits are insured by the FDIC up to the legal maximums. CRA ratings are assigned by the Bank’s federal regulator following a periodic examination and reflect performance as of the evaluation period. They are subject to change in future evaluations; this page reflects the most recent evaluation available as of its date.
The CRA Performance Evaluation is an evaluation of the Bank’s record of helping meet the credit needs of its community. It is not an assessment of the Bank’s financial condition, safety, or soundness. The CRA Performance Evaluation and the CRA public file are available to the public. To request the public file, contact the Bank through the Get in Touch page or at 703-748-2005.
