Requirements

EQUIPMENT, HARDWARE AND SOFTWARE REQUIREMENTS.

To use Online Banking, you must have a computer, mobile device, or other compatible equipment with a reliable Internet connection and a web browser that meets our then-current minimum system requirements, which at a minimum include the use of an up-to-date browser supporting Transport Layer Security (TLS) version 1.2 or higher, with TLS 1.3 strongly recommended, and the strongest commercially available encryption supported by our systems. Use of outdated browsers, operating systems, or devices may result in denial of access to Online Banking and is entirely at your own risk.

You are solely responsible for obtaining, installing, maintaining, securing, and operating all software, hardware, telecommunications, and other equipment necessary for you to access and use Online Banking (collectively, your “Systems”). This includes, without limitation, current web browsers, commercially reasonable encryption, updated operating systems, and industry-standard protective measures such as antivirus, anti-spyware, endpoint protection, and Internet security software, as well as the proper configuration of firewalls and wireless networks.

We make no representation or warranty regarding the compatibility, functionality, or security of your Systems with our Online Banking platforms, and we expressly disclaim any liability arising from their use. You assume all risks associated with your Systems, including without limitation any errors, failures, breaches, incompatibilities, unauthorized access, malware, or data loss resulting from your Systems or from third-party providers.

You are responsible for any and all service charges imposed by your Internet service provider, wireless carrier, or other telecommunications provider, and for any associated communication charges. All such costs are solely your responsibility and will not reduce or offset any fees owed to the Bank.